Loan Programs:
- CWSRF (Clean Water State Revolving Fund):
- Low-interest loan programs to assist communities with municipal wastewater infrastructure construction projects and other pollution control projects.
- DWSRF (Drinking Water State Revolving Fund):
- Low-interest loan programs to assist communities with municipal public water supply infrastructure construction projects and other pollution control projects.
- FAP:
- A long-term; low-interest public water & sewer loan program offering variable interest rates, with fixed rate a conversion option.
Calculator Inputs:
- Amount of Loan:
- A sum of borrowed money (principal) repaid over time with interest.
- Term of Loan:
- The length of time set to pay off the loan.
- Annual Market Interest Rate:
- The annual rate of interest on loans from financial institutes other than OWRB.
- Annual OWRB Interest Rate:
- The annual rate of interest for OWRB’s loan programs.
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